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“There is absolutely nothing a loan modification company can do for you that you can not do for yourself.” - Eric Katz, CEO RateModification.com

Do It Yourself Modification

Think of a mortgage modification as a fresh start. Mortgage modifications typically result in a lower interest rate, more affordable monthly payments and/or a change in the life of the loan.

Modification usually allows you to roll in all missed payments, penalties and fees into your loan. The purpose is to make your mortgage more affordable to you. A modification is not a refinance and typically does not have closing costs.

Can I do this by myself?

Yes! RateModification.com’s no-nonsense foreclosure software design becomes clear the moment you start a financial statement from your secure, online, customer portal.

RateModification.com is a pro-homeowner organization developed by leading real estate and legal professionals who demand efficiency and transparency in today’s foreclosure market. We are the number foreclosure software company for a reason!

Before You Contact Your Lender

Immediately contacting your lender without understanding your position is not a smart idea. Lenders will use whatever you say against you if it benefits them to do so. At the same time, you cannot delay in seeking to make alternative arrangements with your lender. It is our purpose and goal to motivate you to take well planned, deliberate action.

Get Through The Red Tape

RateModification.com software was designed to get through to your lender, to get your package through the red tape; followed up with extreme persistence to obtain a favorable alternative to foreclosure.

Most people who wind up loosing their home to the bank do so for reasons that could have been resolved. Before you pull the plug on your home and your credit, allow us to assess your financial situation and to work with you and your lender to open the door to foreclosure alternatives.

Lender Abuse

Make no mistake; lender abuse is completely out of control! Millions of homeowners have lost their homes - - and many more will - - as a result of lender miscommunication, servicing abuse and just plain neglect.

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Proven Results

"It is quite possible to work without results, but never will there be results without work."
- Anonymous

If your facing foreclosure, do not waste your time considering other foreclosure avoidance companies that have no track record. Be smart and demand to see proof of what they claim. Ask for references. Remember, talk is cheap.

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